Appetite Guide

HOW TO SUBMIT NEW BUSINESS

We need the following to consider a risk:

  • An Acord Application
  • Three to five years of loss runs
  • Current MOD worksheets if applicable *depending on the nature of the risk, we may be able to consider insured’s with fewer than 3 years of loss history or even those with no prior coverage.

Please submit your risk to quotes@comp-risk.com and one of our new business team members will reach back out to you.

Workers Comp Markets & Appetite Guide

Requirements:

  • At least one full-time observed employee
  • Some industries will require 3 years of prior coverage
  • No heights over 15 feet

Appetite:

  • Main Street business – such as law offices, retail shops, banks, doctor’s offices, and insurance agencies
  • Precision Machining/Light Manufacturing
  • Auto repair/sales
  • Restaurants, fast food and sports bars
  • Religious Organizations
  • Convenience Stores
  • Landscaping
  • Artisan Contractors – such as heating and air, plumbing, and electrician

Requirements:

  • minimum of 10k in premium
  • 3 years prior coverage
  • Pre-quote safety inspection
  • No height restrictions

Appetite:

  • Agriculture
  • Construction
  • Manufacturing
  • Roofing
  • Trucking
  • Maritime
  • Oil and Gas
  • Garbage Collection
  • Telecom

Requirements:

  • minimum premium of $5,000
  • minimum total payroll of $1,000
  • 3-5 years of loss history
  • 5 years of historical payroll and premium

Appetite:

  • Applied is willing to consider all risks that meet their minimum requirements

 

Requirements:

  • No heights over 30 feet
  • Low claim frequency
  • Premium less than $75,000

Appetite:

  • Small trucking companies
  • Roofers
  • Contractors
  • Landscaping including tree removal

Other Commercial Lines Markets and Appetite Guide

**We must also write the workers comp policy to write additional lines of coverage**
Lines of Business

    • BOP
    • Package
    • EPLI
    • GL – Artisan Contractors

 

Appetite

  • Main Street Business
  • Restaurants
  • Churches
  • Banks
  • Lines of Business
    • BOP
    • Package
    • LOR – with Cannabis tenants
  • Appetite – Cannabis Industry risks only
    • Retail
    • Growers
    • Consultants

Need to talk to a real person? No problem, call and talk to a professional that listens.

(405) 879-0155